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Home ยป flat extra

Oops! Didn’t Think A Cessna 421 Was Dangerous!

by Ed Hinerman | Jun 28, 2013 | insurance, life insurance, life insurance approval, pilot, private pilots

With nearly a quarter of my clients being commercial and private pilots I thought I had worked my way through all of the obvious mistakes in pilot life insurance underwriting, but I missed one this week. In the end no harm, no foul as I can move it to another company...

How Life Insurance For Private Pilots Got To Where We are!

by Ed Hinerman | Nov 12, 2010 | insurance, life insurance, private pilots

It hasn’t been that long ago that life insurance for private pilots cost just the same as for every other person with their same health. The only downside to those good old days was that life insurance companies excluded aviation life insurance coverage. It...

What Is A Flat Extra Charge And How Is It Used?

by Ed Hinerman | Jun 3, 2010 | insurance, life insurance, mortality risk

Life insurance rate classes are generally the determining factor in what your premium will be for a given amount of insurance. Plug in your age and the cost per thousand for, say, a standard plus rate class and there it is. While what they are called may vary from...

Yes Ed, There Is A Santa Claus!

by Ed Hinerman | Nov 5, 2009 | insurance, life insurance, prostate cancer

Prostate cancer has been on of those life insurance health issues that we’ve been able to help a lot with over the years. Like so many other issues it can be an instant decline with a lot of companies and we can shop it and get better than standard offers....

The Hinerman Group

Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

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