by Ed Hinerman | Feb 20, 2013 | business life insurance, Independent agent, insurance, life insurance, life insurance approval, physicians life insurance
I had an interesting scenario pop up while I was on vacation. Pam hates it when I get side tracked by life insurance when I am supposed to be recharging my batteries, but the truth is my job is fun and batteries can be recharged in more than one way. So I devoted a...
by Ed Hinerman | Dec 7, 2011 | business life insurance, buy/sell life insurance, cancer, Foreign National Life Insurance, foreign nationals, Infinite banking, insurance, life insurance, whole life
Big giant disclaimer. We have found several highly rated US life insurance companies that will write foreign nationals living in the US and foreign nationals living outside the US. I have kept this fairly low key until I worked through a few cases, one in Jamaica, one...
by Ed Hinerman | Jan 19, 2011 | insurance, life insurance
I’ve been trying to explain life insurance financial justification to a client of mine today. He wants to buy a policy so if he dies a friend of his would be the beneficiary and will have enough money to buy a house from the insured’s Dad. A noble idea and...
by Ed Hinerman | Dec 4, 2010 | A1c, bypass surgery, cholesterol, decline, insurance, life insurance
I suppose there are a few people who apply and know for a fact that they will be declined life insurance coverage. I’ve actually had calls from people who were in the hospital having just undergone heart bypass surgery. They asked about getting life insurance,...
by Ed Hinerman | Dec 31, 2009 | insurance, life insurance
Every time I run into the financial justification issue for a home maker I just want to scream. Most insurance companies still hold the stance that a home maker can only be insured for up to half of what the primary bread winner is insured for. Companies have never...
by Ed Hinerman | Oct 18, 2007 | insurance, life insurance
What if your neighbor, who doesn’t like you at all, could take out life insurance on you without your knowledge or consent? What if you are in your 70’s or 80’s and your child or caregiver could take out life insurance on you without you being a...
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