by Ed Hinerman | Jan 10, 2014 | bipolar disorder, disability, disability income, insurance, life insurance
I don’t think it’s any secret that there are some things about our country, and please don’t think I don’t love and wouldn’t defend the USA, that just bug me to tears. I had a call from the wife of a disabled veteran today who wanted life...
by Ed Hinerman | Apr 18, 2012 | disability, insurance, life insurance
I will try my hardest to make the focus of this post life insurance, but first I need to vent. We are living in a country that used to be on a pedestal so high above the rest of the countries of the world that it was almost, well, as if we had been singled out by God...
by Ed Hinerman | Jan 9, 2012 | accidental death, civilian contractors, Civilian War Zone Coverage, disability income, foreign travel, insurance, life insurance, Lloyds of London
I am working with a group of men on their war zone coverage, who have been waiting for three months now to start a series of one month trips to Iraq and Afghanistan to do finish work on some newly constructed airport facilities. As is becoming more common in Iraq...
by Ed Hinerman | Apr 29, 2010 | bipolar, bipolar disorder, insurance, life insurance
I’ve gone over and over the criteria for successfully acquiring life insurance if you have bipolar disorder, really any mood disorder, the same criteria posted our bipolar life insurance site. 1. Someone who has not been hospitalized for bipolar disorder other...
by Ed Hinerman | Feb 18, 2010 | bipolar disorder, insurance, life insurance
Life insurance is not underwritten based on your take on your health or your mental state. If it was the case, everyone would be approved at preferred plus. We have built a very good reputation over the years for being able to turn declined life insurance applications...
by Ed Hinerman | Apr 21, 2009 | bipolar, bipolar disorder, disability, insurance, life insurance
Here in the Rockies we have avalanches and then we have these small chunks of snow that break loose and roll down slopes forming pinwheel looking things. Some of them look kind of like a cinnamon roll. Well, that was a weird way to start to say that our efforts and...
by Ed Hinerman | Mar 14, 2009 | bipolar, bipolar disorder, disability, insurance, life insurance
I have come to the conclusion that I must not have adequately explained why life insurance underwriters can’t overcome the issue of being disabled due to bipolar disorder. It is simply a show stopper. Being on disability is to some degree a stumbling block no...
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