High Limit AD and D
High limit AD&D can fill in the gaps that traditional life insurance won’t cover or will charge too much for. From dangerous hobbies such as skydiving and mountain climbing to actors and stuntmen, this coverage is affordable and designed specifically for your need.
A Refreshing Look At Exclusions In Life Insurance!
By Ed Hinerman on March 6, 2012
We’ve talked a lot over the years about exclusions in life insurance policies. There’s the dark side which is mostly urban legend. The cases we’ve all heard about where, a claim is denied because a person died in a car accident after suffering a heart attack at the wheel. The company says they would have ...read more
Posted in accidental death, Active Duty Military Life Insurance, foreign travel, High Limit AD and D, insurance, life insurance, missionaries, professional car racing | Tagged aviation exclusion, charge a giant flat extra., dangerous hobbies exclusion, decline to offer coverage, exclusions, exclusions matter of state law, insurance, life insurance, life insurance exclusions, missionaries, mountain climber, professional car racing exclusion, supplemental accidental death policy | Leave a response
What To Do When Pilot Life Insurance Isn’t Available Anymore!
By Ed Hinerman on September 15, 2011
I have a client that is 76, the kind of guy that I envy at 18 years his junior. He skis the Rockies every year and is still an instrument rated private pilot, and an active business owner. The last two business life insurance policies we got him at ages 70 and 71, we were ...read more
Posted in accidental death, estate taxes, High Limit AD and D, insurance, life insurance, private pilots | Tagged aviation exclusion, business life insurance, estate tax life insurance. accidental death, extortion, insurance, kidnap, life insurance, Lloyds of London, pilot life insurance, private pilot life insurance, ransom, travel insurance | Leave a response
He’s Gonna What? And He Wants Life Insurance?
By Ed Hinerman on August 25, 2011
Most of my work has been finding the best life insurance prices for people with impaired health, impaired risk life insurance. I won’t make any wild claims about being the best there is out there, but we are in a constant state of education and refining of processes to make sure that our clients can ...read more
Posted in accidental death, High Limit AD and D, insurance, life insurance, motorcycle, pilot, private pilots, skydiving | Tagged accidental death, accidental death and dismemberment, celibrity, civilian contractors in war zones, impaired risk life insurance, insurance, life insurance, motorcycle stuntman, private pilot, reasonable rates, skydiving, student pilot, term life insurance | Leave a response
