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By Ed Hinerman on April 13, 2012
I am more than pleased with the amount of international life insurance business we’ve been able to generate and place over the last year. It is definitely not for everyone but for those who need what the US has to offer and can afford the travel to apply for and accept their policy, the benefits ...read more
Posted in executives, Foreign National Life Insurance, foreign nationals, foreign travel, insurance, International Business insurance, life insurance | Tagged acquire US life insurance, all phases completed in US, can't write due to risk, can't write due to trade treaties, eligible foreign country, ex patriot life insurance, executive lives abroad, foreign national life isurance, insurance, international business life insurance, international life insurance, life insurance, overseas partner, US address for billing, US bank account |
By Ed Hinerman on January 3, 2012
As I ease my way into this market it is becoming clear that there are a lot of foreign nationals outside of the US who would like to own US life insurance and it is also becoming clear that it isn’t nearly as cumbersome a task as you might think. Are there hoops to jump ...read more
Posted in Foreign National Life Insurance, foreign nationals, insurance, life insurance | Tagged acquisition cost, all aspects completed in US, business owners, Caribbean, company executives, engineering, foreign national, high net worth individuals, impaired risk underwriting, insurance, insuring foreign nationals, international business insurance, life insurance, medical, multi national business insurance, national ID, own US life insurance, passport, products aren't available in other countries, professional individuals, record of ongoing health maintenance, scientific, tecnological, visa |
By Ed Hinerman on December 7, 2011
Big giant disclaimer. We have found several highly rated US life insurance companies that will write foreign nationals living in the US and foreign nationals living outside the US. I have kept this fairly low key until I worked through a few cases, one in Jamaica, one in India and one in Bermuda. This isn’t ...read more
Posted in business life insurance, buy/sell life insurance, cancer, Foreign National Life Insurance, foreign nationals, Infinite banking, insurance, life insurance, whole life | Tagged attorneys, business ties to US, CEO's, company owners, executives, financial justification, foreign national life insurance, foreign nationals, high net worth individuals, highly rated US companies, infinite banking, insurable interest, insurance, international buy/sell life insurance, life insurance, multi national business insurance, physicians, professional athletes life insurance, professionals, reason for US policy, strong ties to the US, the process |
By Ed Hinerman on November 25, 2011
Over the years I have taken several runs at different ways to get life insurance from US companies for foreign nationals living in their home countries. I went through some dry runs with Sagicor and Pan American and found that, for the most part, the process was very stringent and the prices weren’t very competitive. ...read more
Posted in Foreign National Life Insurance, foreign nationals, insurance, International Business insurance, life insurance | Tagged acquisition of medical records, application and exam in the US, business relationship in US, Canada, Caribbean, Central and South American, cumbersome process streamlined, driver's license, foreign nationals, insurance, life insurance, Mexico, national ID, no business relationship in US, passport, translated into English, US bank account, US billing address, US companies |
By Ed Hinerman on October 25, 2011
Impaired risk life insurance has always been the cornerstone of our business. That decision to take the life insurance agent path less traveled has proven to be a blessing for our clients and for me. The majority of agents are after the majority of clients. Clients who have never had a health issue and don’t ...read more
Posted in business life insurance, buy/sell life insurance, executives, Foreign National Life Insurance, foreign nationals, foreign travel, insurance, key man insurance, life insurance | Tagged application process, Bermuda, business owners, CEO's, executives, impaired risk companies, impaired risk life insurance, insurance, international business, Jamaica, life insurance, Mexico, professional athletes, professionals, prostate cancer |
By Ed Hinerman on July 7, 2010
It was only a matter of time before a crack in the US life insurance market opened up to non US citizens and residents. People in the US have been buying financial tools from around the world for years and there isn’t any doubt that if another country had life insurance products comparable to those ...read more
Posted in Foreign National Life Insurance, foreign nationals, insurance, life insurance | Tagged application in Florida, exam in Florida, foreign national, insurance, Latin American, life insurance, term insurance, universal life |
