Comments on: Body Mass (BMI) and Life Insurance! http://hinermangroup.com/blog/2008/06/05/body-mass-bmi-and-life-insurance/ Who do you trust in Life? Wed, 07 Jan 2009 22:45:21 +0000 http://wordpress.org/?v=2.6.2 By: Hinerman http://hinermangroup.com/blog/2008/06/05/body-mass-bmi-and-life-insurance/#comment-18878 Hinerman Thu, 03 Jul 2008 18:46:43 +0000 http://hinermangroup.com/blog/?p=712#comment-18878 Michael, I didn't confuse anything with anything and it's not my logic. I would rather be honest about what you can expect whether you like it or not. When you can present a large scale mortality study that shows people with a low body fat percentage have a longer mortality experience than people with a higher body fat percentage, companies might listen. In the meantime, your best bet is still an independent agent who can find out where your build will incur the lowest expense. Michael,

I didn’t confuse anything with anything and it’s not my logic. I would rather be honest about what you can expect whether you like it or not.

When you can present a large scale mortality study that shows people with a low body fat percentage have a longer mortality experience than people with a higher body fat percentage, companies might listen.

In the meantime, your best bet is still an independent agent who can find out where your build will incur the lowest expense.

]]> By: Michael http://hinermangroup.com/blog/2008/06/05/body-mass-bmi-and-life-insurance/#comment-18877 Michael Thu, 03 Jul 2008 18:34:30 +0000 http://hinermangroup.com/blog/?p=712#comment-18877 You're logic is flawed because you confuse weight with fat. As an athlete, I have a lot of muscle on my frame. Far more muscle than fat. However, a 6 foot 6 inches tall and 270 pounds, I am considered obese by most BMI standards in spite of the fact that my body fat percentage is lower than 95% of the people that qualify as the preferredl weight. Until they can show a link between muscle and diabetes, heart disease, and cancer, people with muscle absolutely have a legitimate complaint with having to pay higher premiums based on false assumptions about their health. You’re logic is flawed because you confuse weight with fat. As an athlete, I have a lot of muscle on my frame. Far more muscle than fat. However, a 6 foot 6 inches tall and 270 pounds, I am considered obese by most BMI standards in spite of the fact that my body fat percentage is lower than 95% of the people that qualify as the preferredl weight. Until they can show a link between muscle and diabetes, heart disease, and cancer, people with muscle absolutely have a legitimate complaint with having to pay higher premiums based on false assumptions about their health.

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