Ed Hinerman On Life Insurance

How Many People Constitute An Epidemic?

May 9th, 2008

It’s been a while since I’ve brought this up, but let’s be very real about this. There is a type 2 diabetes epidemic going on in this country and it seems to be riding into town sitting squarely on the tail gate of the obesity epidemic.

So Ed, how many people does it take to screw in a light bulb? Wait. Wrong question. How many people does it take before someone believes a problem has reached epidemic proportions? Is 20 million enough? That’s how many people are estimated to have type 2 diabetes in America. Is 80-100 million enough. That is the number of BMI 30+ obese people are estimated to be tromping around the US. Since obesity is the leading culprit in adult onset type 2 diabetes, is anyone willing to say we have an epidemic sized problem on our hands?

That is the bad news. The good news is that for those who realize they have a problem and get the right treatment and control their health issues, life insurance can still be affordable. Very often people are led to believe that being overweight or having diabetes or heart disease is the end of their chance to have life insurance. It’s true that if a person is diagnosed with a serious health issue and can’t or doesn’t get it under control, it can make getting affordable life insurance hard to impossible. For those who accept the challenge and take control of their health, you can be right back in the middle of the life insurance pack at standard or better rates.

Bottom line. As a nation we need to come to grips with the epidemics. As individuals we need to come to grips with our personal lifestyles and future health. We can choose not to participate in the epidemic.

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Entry Filed under: Type 2 diabetes, diabetes, heart disease, insurance, life insurance, obesity