Comments on: Gastric Bypass And Life Insurance! http://hinermangroup.com/blog/2008/04/26/gastric-bypass-and-life-insurance/ The Agency You Can Trust In Life Sat, 20 Mar 2010 07:42:22 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Hinerman http://hinermangroup.com/blog/2008/04/26/gastric-bypass-and-life-insurance/comment-page-1/#comment-24982 Hinerman Mon, 13 Apr 2009 12:42:09 +0000 http://hinermangroup.com/blog/?p=655#comment-24982 Your brother would be correct, but only for a short period of time after the surgery. Two factors delay the reward. First, there are health dangers during the surgery and during the rapid weight loss. Companies would postpone offering coverage during that period. Then the second challenge is a track record of weight loss stability when a person reaches their plateau. Most companies will want to see at least a year of stability. Working through those things usually takes a few years and during that period a person is better off to stick with what they have. After that period there are great gains and rewards from a life insurance standpoint no matter where you live. Where you live isn't the key. The key is what agent and companies you use. The success stories are true and lower insurance rates can follow. Your brother would be correct, but only for a short period of time after the surgery. Two factors delay the reward. First, there are health dangers during the surgery and during the rapid weight loss. Companies would postpone offering coverage during that period. Then the second challenge is a track record of weight loss stability when a person reaches their plateau. Most companies will want to see at least a year of stability.

Working through those things usually takes a few years and during that period a person is better off to stick with what they have. After that period there are great gains and rewards from a life insurance standpoint no matter where you live. Where you live isn’t the key. The key is what agent and companies you use.

The success stories are true and lower insurance rates can follow.

]]> By: kathy http://hinermangroup.com/blog/2008/04/26/gastric-bypass-and-life-insurance/comment-page-1/#comment-24947 kathy Sat, 11 Apr 2009 23:57:11 +0000 http://hinermangroup.com/blog/?p=655#comment-24947 My brother-in-law has recently taken a new job selling insurance. We had dinner with them this evening. He told me a shocking statement that I needed someone else to explore. He stated once a person has a gastric bypass, and that person would need to change insurance companies for whatever reason(job change, etc), other insurance companies will not issue insurance to that person. Is this true, or just true where or live. This sounds incredulous, after hearing all the local success stories about reduced BG levels, weight loss, BP stabilizing, etc. Thank you. My brother-in-law has recently taken a new job selling insurance. We had dinner with them this evening. He told me a shocking statement that I needed someone else to explore. He stated once a person has a gastric bypass, and that person would need to change insurance companies for whatever reason(job change, etc), other insurance companies will not issue insurance to that person. Is this true, or just true where or live. This sounds incredulous, after hearing all the local success stories about reduced BG levels, weight loss, BP stabilizing, etc.
Thank you.

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