Comments on: Even At Older Ages, Is That 10 Year Term The Right Choice? http://hinermangroup.com/blog/2008/03/08/even-at-older-ages-is-that-10-year-term-the-right-choice/ Who do you trust in Life? Thu, 08 Jan 2009 01:36:07 +0000 http://wordpress.org/?v=2.6.2 By: Hinerman http://hinermangroup.com/blog/2008/03/08/even-at-older-ages-is-that-10-year-term-the-right-choice/#comment-8839 Hinerman Thu, 20 Mar 2008 19:36:02 +0000 http://hinermangroup.com/blog/2008/03/08/even-at-older-ages-is-that-10-year-term-the-right-choice/#comment-8839 Lynn, I would love to help you get to the bottom line on all your questions, including how to file a complaint. I will need more information in order to advise you. I'm sure at this point that you probably rather not talk to anyone else if you've been called by that many agents, but honestly, the best way for me to help you understand what is going on is if we talk. When you call, please have the policy available if that is possible. I promise I won't try to sell you anything. I look forward to visiting with you. Lynn,

I would love to help you get to the bottom line on all your questions, including how to file a complaint. I will need more information in order to advise you.

I’m sure at this point that you probably rather not talk to anyone else if you’ve been called by that many agents, but honestly, the best way for me to help you understand what is going on is if we talk.

When you call, please have the policy available if that is possible. I promise I won’t try to sell you anything. I look forward to visiting with you.

]]> By: Lynn Thompson http://hinermangroup.com/blog/2008/03/08/even-at-older-ages-is-that-10-year-term-the-right-choice/#comment-8832 Lynn Thompson Thu, 20 Mar 2008 18:16:05 +0000 http://hinermangroup.com/blog/2008/03/08/even-at-older-ages-is-that-10-year-term-the-right-choice/#comment-8832 My mother was sold a universal life insurance policy from Penn Mutual for 15 years. She will be 88 within two weeks. Her annual fee is 28 thousand dollars. This policy doesnot yield any didvends or interest. The agent who sold form Long Isand said it was tax free. He convinced my father to buy it for 500 thosuand so i could have it as cash upon my mother's death. i have recenty found out it is worth 340 thousand, supposed to be used for taxes only. She has paid her yearlt amount since March 20th 2004. Since then my Dad was very ill with pancreatic cancer and died. My father was younger than my Mom. She has recently retired and has no sourch of income. I recently asked for quotes from arounf twenty insuance policies on a 90 year old woman for a 2 million dollar policy. The agents are emailing and phoning like crazy. Why is this legal? Can I do anything about the agent or insurance company. I would like to file a complaint? THX! My mother was sold a universal life insurance policy from Penn Mutual for 15 years. She will be 88 within two weeks. Her annual fee is 28 thousand dollars. This policy doesnot yield any didvends or interest. The agent who sold form Long Isand said it was tax free. He convinced my father to buy it for 500 thosuand so i could have it as cash upon my mother’s death. i have recenty found out it is worth 340 thousand, supposed to be used for taxes only. She has paid her yearlt amount since March 20th 2004. Since then my Dad was very ill with pancreatic cancer and died. My father was younger than my Mom. She has recently retired and has no sourch of income. I recently asked for quotes from arounf twenty insuance policies on a 90 year old woman for a 2 million dollar policy. The agents are emailing and phoning like crazy. Why is this legal? Can I do anything about the agent or insurance company. I would like to file a complaint? THX!

]]>