by Ed Hinerman | Jan 22, 2008 | insurance, life insurance
I was watching a program last night on the History channel called Life After People. The premise was that some event, such as a pandemic, would occur that would finish off all the people but leave the plants and animals intact. With people out of the way, animal,...
by Ed Hinerman | Jan 22, 2008 | cancer, Independent agent, insurance, life insurance
If you have ever had the pleasure of spending a few minutes with me on a health interview, you might think I’m being just a bit too nosy. Not that I ask a lot of questions and I assure you that none of the questions go outside the scope of life insurance...
by Ed Hinerman | Jan 22, 2008 | cholesterol, Independent agent, insurance, life insurance
If we have established anything over the past 500+ posts in this blog, it’s that no two life insurance companies underwrite exactly the same. Cholesterol and cholesterol ratios (total/hdl) are carefully viewed in the labwork done for life insurance. Because of...
by Ed Hinerman | Jan 22, 2008 | bipolar disorder, diabetes, hypertension, insurance, seizure disorder
I have emailed an article I read today to all of the underwriters I work with. While many are on board with the idea that all bipolar is created equal and that all bipolar should be declined life insurance, there are still some hanging on to their worst fears like a...
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